What is 3D Secure?
3d secure3D Secure is a free and automatic online security service that has been created to help protect your Credit Card against unauthorised use online. 3D Secure works by using a password that you create as your unique online identifier. You then use your 3D Secure Password to validate online transactions with participating online retailers. This helps to protect you from unauthorised use when spending online.
How does 3D Secure work?
When you purchase online, 3D Secure issues a receipt at the end of the checkout process. The receipt includes details of your current purchase, such as site name, purchase amount and date. You sign the receipt using your personal 3D Secure Password and click 'Submit' to proceed with the purchase. Without your 3D Secure Password, the purchase cannot take place.
How does 3D Secure protect me?
Since your card is protected by your 3D Secure Password, only you can use your credit card online. This makes spending online safer than ever before.Without your 3D Secure password, the purchase cannot take place.
Will I need to apply for a new credit card to use 3D Secure?
No. You will be able to use your existing standard Credit Card.
Activation During Shopping
Some Credit Card customers will be required to activate 3D Secure when buying online. The activation process is simple and quick and should only happen once - all you have to do is verify your identity by entering a few identifying pieces of information, and then you create your 3D Secure Password that you will submit when prompted on your future online purchases.